KontoLedger
Your bank texts, turned into a clear money record.
KontoLedger reads the SMS your bank already sends, and keeps every account, card and payment in order. Automatically, and only on your phone.
For Android. Free of ads, accounts and bank logins.
One bank, every account, kept apart.
Savings, current account and credit card often text from the same sender. KontoLedger finds each card and account number and gives it its own balance, money in and money out. Debit cards go into the account they spend from.
Spots the SMS that never arrived.
Every balance your bank reports is checked against the one before. When the numbers don't add up, KontoLedger shows you exactly where a payment or deposit is missing.
Where your money went, at a glance.
Money in, money out and what's left over, six months side by side, and every category broken down. Bills and subscriptions are found on their own, with reminders before they're due.
Everything you need, nothing you don't.
Reads bank SMS
Payments, deposits, transfers and card spending are recorded the moment the text arrives. OTPs and offers are left out.
Guided setup
A one-minute setup per bank: its senders, its accounts, and a few one-tap questions. Then it sorts itself.
Banks with many senders
Card alerts from one name, account alerts from another? Link them into one bank, and duplicates are kept once.
Bills and subscriptions
Regular payments are found automatically, with a countdown to each one on your home screen.
Protected statements
Export a branded PDF or spreadsheet marked Confidential, opened only with your password.
Home-screen widgets
Spending ring, recent transactions, upcoming bills and animated payment reminders.
Hide amounts
One tap, or tilt the phone, and every amount is hidden. Unhide with your fingerprint.
English and Arabic
The whole app in both languages, with banks and currencies of your country understood.
Works offline
No internet, no bank login, no cloud. Your records live only on your phone.
Private by design.
KontoLedger never connects to your bank or to any server. Messages are read on your phone, and nothing is uploaded, synced or shared.