LoanLedger
Who owes you money? Always know.
LoanLedger keeps a private record of the money you lend to and borrow from the people you know: every balance, due date and repayment, in one calm place.
For Android. Offline, encrypted, no account needed.

Never forget a repayment.
Reminders for due dates and overdue payments arrive on your phone, so nothing gets awkward or forgotten.

Track every installment.
Split a loan into monthly payments and tick each one off as it's paid. LoanLedger shows what's paid and what's next.

See what's left on every loan.
Repayment progress for each loan, so you always know how much remains, and with whom.

Reminders, ready to send.
A polite WhatsApp or SMS reminder is written for you. Review it, and send it yourself.

Built for trust.
Person by person
Everyone you lend to or borrow from, with what you'll receive and what you owe.
Encrypted and locked
Your records are encrypted with AES-256, and the app asks for your fingerprint or PIN every time it opens.
Many currencies
Record each loan in its own currency, with your default currency for totals.
Audit log
Every change to a loan or payment is logged, so the history is always clear.
Statements and backups
PDF and CSV statements, and password-protected encrypted backups you control.
Four languages
English, Arabic, French and German, with a simple mode for larger text.
Your records stay on your phone.
No account. No cloud sync. No ads or trackers. LoanLedger cannot see your data, because it has nowhere to send it.